Become pre-approved for a mortgage loan before beginning your San Diego home search.

You’ve probably heard this many times: Get pre-approved first, then begin the search for your San Diego home. Why? For several reasons. First, you’ll learn just how much you can spend on your new San Diego home. Events over the past few years have changed the landscape when it comes to lending. They’ve even...

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How a ½% rise in interest rates will affect your buying power

Will a 1/2% increase in mortgage interest rates determine which San Diego home you purchase? Depending upon your finances, it certainly could. As an example, let’s assume that you’re purchasing a home and after you’ve made the down payment; your loan balance will be an even $100,000. If your interest rate is...

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