Loan Modifications: The big promise / the even bigger disappointment

HAMP Loan Modifications are a prime example of promises broken. When HAMP was created in 2009, it was expected to help up to 4 million homeowners avoid foreclosure within the first several months. It has fallen far short of expectations. Meanwhile, from 2007 through mid-2016, more than 18 million homes in the U.S. were...

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Should You Keep Making Payments on an Underwater San Diego Home?

Are you among the hundreds of San Diego homeowners who purchased your home at or near the top of the market – and now, even though prices are rising, owe far more than the home could bring in a sale? Were you led to believe your home would go up in value, and that it would be easy to refinance out of your adjustable rate...

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