Can I Short Sell a San Diego House in Probate?

Yes, you can short sell a San Diego house in probate. We’ve done this successfully for many clients, and it’s a good idea. Short selling before the estate is settled can be a helpful tool, especially if the estate or the heirs are struggling to keep up with mortgage payments. If the house is to be sold, it’s...

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Want the bank to agree to a short sale of your home? You’ll probably need to stop making payments.

San Diego homeowners who have been trying to preserve their credit rating but need to short sell are often dismayed to learn that they’ll probably need to stop making their mortgage payments in order to be considered for a short sale. This is because the bank wants to see that continuing to make payments is a hardship. If...

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The Value of Persistence in a San Diego Short Sale

Robert Ringer, former real estate agent and best-selling author of “To Be Or Not To Be Intimidated,” and “Looking Out for #1,” writes a lot about success. One of his consistent themes is the necessity for persistence. In one book he tells the story of dealing with call centers. In one instance he wanted to change his...

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In a San Diego short sale, do I have to know who owns my mortgage loan?

Yes, when making application to short sell your San Diego house, you really do need to know who owns your loan. Generally, it isn’t the company you pay. Most loans today are sold almost immediately after being granted. In fact, they may be sold 2 or 3 times within the first few weeks or months. Many are sold to Fannie...

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Who decides which short sale offer to accept? The Homeowner.

The Homeowner decides which offer to accept. Because the seller’s lender has to approve a short sale, many believe that it is the lender who sees all the offers and decides which to accept. That’s not true. It’s just one of the misconceptions that’s been repeated so often that people have come to believe...

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