San Diego Housing Inventory at Low Numbers

Where did all those Home for Sale signs go? They’ve become scarce in San Diego County, leaving home buyers in a competitive situation that few anticipated. In cities like San Diego, the “buyer’s market” is a thing of the past. Homes are selling faster than they’re coming on the market, and those...

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Zombie Foreclosures – an Endless Nightmare

Are you still liable for the house you lost through foreclosure? Are bills for water, sewer, HOA dues and property taxes accruing right now – in your name? Is the City preparing to sue you for letting the yard become overgrown and littered? If yours was a zombie foreclosure, the answer is yes. Zombie Foreclosures are one...

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Loan Modifications: The big promise / the even bigger disappointment

HAMP Loan Modifications are a prime example of promises broken. When HAMP was created in 2009, it was expected to help up to 4 million homeowners avoid foreclosure within the first several months. It has fallen far short of expectations. Meanwhile, from 2007 through mid-2016, more than 18 million homes in the U.S. were...

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If you have a home to sell in San Diego, today’s market is good news.

Right now, the demand for homes in San Diego is strong, and correctly priced homes are selling quickly. Because the supply of homes for sale in San Diego is at far lower than normal levels, we’re seeing fifteen or twenty buyers competing for each home priced at market value – and many of those buyers have cash in hand....

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Loan Modifications – The First Step Breaks Homeowners’ Hearts

Most homeowners who want to keep their homes have one thing in common: They’ll do almost anything to keep from missing a mortgage loan payment. They’ll do without things, sell their toys, go deeply in debt on their credit cards, and even borrow from family members rather than default on that loan. So the first step...

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